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Best travel debit cards of June 2020

Best travel cards

We are sure that if you like to travel abroad you already ask yourself, what is the best travel debit cards for your trips? For sure, you will be looking to avoid (or pay the minimum) commission. Also, you will be looking for the best possible exchange.

These days exists debit cards that allow you to pay in stores around the world without having to pay a commission for exchanging currency. Also withdraw money from cash machines without any kind of commissions.

Are you loosing in other posts with thousands of explanations about it? Continue reading, it will be fast and clean, and you will discover the best travel debit cards for your travels.

Why use a travel card instead of bank credit card?

When you travel outside your country, if you use your bank credit or debit card, your bank will take a commission when you pay in another currency. In the same way, they will take a commission to withdraw money from cash machines. But exists special travel debit cards that don’t charge any kind of commission for their services, and also will offer you better exchange ratios than usual banks.

This way, if you are a person that travels a lot for work or pleasure, you need to consider getting any of this travel debit card that we go to suggest you.

Also if you are an expatriate like me, and you are using your bank credit card, you can avoid problems by using the travel debit cards. This problems can be since automatic cancellations from your bank, to simply pay every time this commissions.

It exists payment versions of these cards, but we go to talk about only the free versions. Both 3 include an intuitive app with instant notifications and are easy to use.

The best 3 free cards to travel abroad


The N26 card is one of the most popular for traveling abroad, but also for using it in our day-to-day life.

The best option of this debit card is that you have 5 free withdrawals per month in Euro currency.

Advantages of using the N26 card abroad:

  • Free Mastercard
  • 5 free withdrawals per month in Euro currency (all Europe). (€ 2 rest of withdrawals)
  • Free payments in any currency with your card
  • Free transfers
  • Online banking
  • Cash withdrawal at ATMs with foreign currency 1.7%
  • Your money is protected up to $100,000


This app became famous for the cheap transfers between countries. This way, now they have also the possibility to create a bank account with an associate debit card.

The best of this option is to have the possibility to have your money in different currencies. What does it mean? That you can have in the same place euros, dollars, pounds… and no pay any kind of commission when you pay in another currency or buy online.

Also, when you pay in another currency, they only will charge you the official currency exchange at this moment. This way, you will avoid the big commissions of usual banks!

Advantages of using the Transferwise card abroad:

  • An account with different currencies
  • Payments in foreign currency without commissions (or small if you don’t have it in your account)
  • Withdraw money in another currency with small commissions
  • Withdrawal of money at ATMs worldwide for free up to £200 per month
  • National account numbers from Great Britain, Euro, USA, New Zealand, Australia & Poland.
  • Your money is protected according to the regulations of the country.


Similar option than Transferwise, but offering the plus that you do not pay commissions to transfer to another euro account.

As Transferwise, you can have your money in different currencies. Also, they use the interbank exchange rate, so you can be sure you are paying the minimum commission.

Personally, it’s what im using in my every day life in Russia. So I can use my euro account without any worries and paying directly with my phone.

Advantages of using the Revolut card abroad:

  • An account with different currencies
  • Spend abroad in over 150 currencies at the Real (Interbank) exchange rates.
  • Free payments in foreign currencies.
  • No fees on cash withdrawals abroad, up to US$300 (200€) per month.
  • Your money is protected up to $250,000

Comparing the cards

Currency ExchangeInterbankInterbank
plus small commission
Monthly shop paymentsIllimited6000€
Monthly cash withdrawals5 times for free in Euros (1% other currency)200£ for free, after 2%200€ or $300 for free
TransfersFree in euros0,50£ / 0,60€Free in euros
PriceFree6€ for delivery6€ for delivery

So as you can see, both 3 cards are similar for simple travels. If you are thinking to pay all possible times with cash, maybe N26 will be your best option. In another way, if you prefer to pay always by your debit card, you must consider getting Revolut. Transferwise, it is a good option too in any case, as the commissions are similar and they offer you to have national bank accounts in the most important countries.

I hope this post helps you to choose and stop paying commission to your bank. So you can save money any time you travel! Check out our post about what to bring a photo tour, I’m sure it will be helpful for your next travel 😉

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